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Saturday, 6 July 2013

Tips for credit cards & savings (updated 07/07/2013)

After you checked-out kinds of Singapore credit cards, you may find it is hard to achieve some goals. Here are the solutions.

Tips to achieve monthly S$500 online spending

  • Credit your ez-link using "Top and Tap" method
  • Pay your telecom bills online
    • via telecom websites (SingTel / M1)
    • via vBox (SingTel / Starhub) @ https://www.vbox.com.sg
    • You can pay more than you owe
  • Pay your Town Council S&CC fees online:
    • for few Town Councils only
    • via Town Council websites
    • the author didn't try this previously
  • Any other purchases online

Tips to achieve continuously min monthly spending

  • Credit your ez-link using "EZ-Reload" or  "Top and Tap" method
  • Pay your telecom bills online
    • via telecom websites (for SingTel / M1)
    • via vBox (for SingTel / Starhub)
    • You can pay more than you owe
  • Pay your Town Council S&CC fees using RCCS (Recurring Credit Card Scheme)
  • Pay your electronics bills at SP Services Customer Services Centres
    • SP Services Customer Services Centres: Somerset, Toa Payoh and Woodlands
    • Visit SP Services website for more details
  • Any other recursive payments
    • e.g. 24-month instalment on TV etc.

Tips to earn more rebate in FairPrice

  • Using Maybank Family & Friends Platinum MasterCard to pay
    • Earn 5% cash-back get the 1st day of next month
  • Scan Plus! card (or NTUC member card) for points
    • 2X points if min S$20 spending (equivalent to 1.33% rebate or more)
  • Scan NTUC Plus! member card for 4% annual rebate
    • 4% (or more) annual rebate will be credited into your linked savings account yearly
      • Your link points worth more than normal Plus! member
      • Monthly spend of S$150 (or more) in FairPrice will be able to cover annual fee (i.e. S$117)
    • Free 30K insurance
    • Kinds of course fees funding (S$250 or more)
    • PromoSign up NTUC member NOW to receive "OTO Spinal Support" (worth S$138)

How to pay income tax via AXS (using DBS/POSB cards to earn rebate)

  1. Select the DBS/POSB button on the AXS homepage
  2. On the next page, select the 'Payments with DBS/POSB Credit Card' button
  3. Select the merchants (e.g. Income Tax) you want to pay and enter your account number or scan your bill's barcode
  4. On the bill summary page, select 'Proceed to Payment'
  5. Insert your DBS/POSB Credit Card to make your payment
  6. Enter your 3-digit security number
  7. Yes, you've done! You may find more details here.

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